High Risk Auto Insurance

We're passionate about helping you to save money even if you have been categorized as a high risk driver. We cover drivers that other insurance companies don't want to.

We have the cheap high-risk auto insurance that you've been looking for. We'll get you covered even if, you have never been insured, have had a lapse in coverage, have accidents or moving violations.

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Affordable High Risk Auto Insurance

You deserve coverage that you can afford and will get you back on the road and legal. We have the affordable high-risk insurance coverage that you need.

01.
Bodily Injury Liability

Coverage designed to pay claims, subject to the policy terms and up to the policy limits, for car accidents that result in bodily injury or death to a third party for which the insured is legally at fault. This is a mandatory coverage line for the State of California and the minimum Bodily Injury Liability requirement is $15,000 ​per person $30,000 ​per accident.

02.
Property Damage ​Liability

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for losses that result ​if the insured ​is found at fault in an accident causing damage to another's property. This is a mandatory coverage line for the State of California and the minimum Property Damage Liability requirement is $5,000 per accident.

03.
Medical Payments

Coverage designed to pay, up to the coverage limit, for medical expenses incurred by the insured and insured's passengers within one year from the date of the accident and that arise from the maintenance, operation, or use of the insured vehicle, regardless of who is at fault. This coverage is optional.

04.
Comprehensive Coverage

Coverage designed to pay claims​, subject to the policy terms, for a loss to an insured auto ​caused by hazards other than collision​, such as vandalism, theft, fire ​and certain natural disasters. Comprehensive Coverage includes a deductible for which the insured is responsible.

05.
Collision Deductible Waiver

Coverage designed to pay the collision deductible for ​Collision​Coverage when the insured's auto is ​damaged by a driver who is uninsured, or inadequately insured. This coverage can only be offered in conjunction with Collision ​Coverage.

06.
Collision Coverage

Coverage designed to pay claims, subject to the policy terms, for a loss to an insured auto when it hits, or is hit by, another vehicle or object. ​Collision Coverage includes a deductible for which the insured is responsible.

07.
Uninsured Motorist Bodily Injury Coverage

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for injury or death caused by the negligence of a driver who is uninsured, or inadequately insured. The minimum limits for this coverage ​in California is $15,000​ per person $30,000 ​per accident. This coverage may be waived in writing as permitted by law. Underinsured Motorist Coverage pays claims for injury or death to an insured person caused by an underinsured negligent driver. The amount of coverage is that portion of the policy limit that exceeds the negligent driver's policy limit.

08.
Uninsured Motorist Property Damage Coverage

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for property damage to ​the insured's auto​caused by a driver who is uninsured, or inadequately insured. The statutory limit in California for this coverage is $3,500 per accident. This coverage ​must be offered in conjunction with Uninsured Motorist Bodily Injury ​Coverage. ​This coverage may be waived in writing as permitted by law.

09.
Rental Reimbursement

Coverage designed to help pay the insured's rental car costs​, subject to the policy terms and up to coverage limits, while ​the insured's car is being repaired as a result of a covered claim. This coverage is optional.

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HIGH RISK AUTO INSURANCE

Do you need cheap high-risk auto insurance? We have it! Want low cost car insurance after an accident or violation? We have you covered. You can buy online, or, simply call and our professional agents are standing by to help.

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