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Get affordable rates on any auto insurance you need

We're passionate about helping you to save money. Finding the right auto insurance that fits your needs and your budget can be hard. But Aladdin makes its fast, easy and accessible. Aladdin can quickly find you automobile coverage that works best for you. You can even buy online, or if you prefer, simply call and our professional agents are standing by to help find the automobile insurance that is right for you.

When it comes to insurance, there are many factors to consider, like types of coverage and coverage limits. Our agents can help you understand the different types of coverage as well as help you find the right coverage you need with the price that fits your budget. In order to help you get started, here are some typical coverages that most polices cover. Speak with one of our agents today to find out more about your coverage as well as to learn more about additional coverage options.

01.
Bodily Injury Liability

Coverage designed to pay claims, subject to the policy terms and up to the policy limits, for car accidents that result in bodily injury or death to a third party for which the insured is legally at fault. This is a mandatory coverage line for the State of California and the minimum Bodily Injury Liability requirement is $15,000 ​per person $30,000 ​per accident.

02.
Property Damage ​Liability

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for losses that result ​if the insured ​is found at fault in an accident causing damage to another's property. This is a mandatory coverage line for the State of California and the minimum Property Damage Liability requirement is $5,000 per accident.

03.
Medical Payments

Coverage designed to pay, up to the coverage limit, for medical expenses incurred by the insured and insured's passengers within one year from the date of the accident and that arise from the maintenance, operation, or use of the insured vehicle, regardless of who is at fault. This coverage is optional.

04.
Comprehensive Coverage

Coverage designed to pay claims​, subject to the policy terms, for a loss to an insured auto ​caused by hazards other than collision​, such as vandalism, theft, fire ​and certain natural disasters. Comprehensive Coverage includes a deductible for which the insured is responsible.

05.
Collision Deductible Waiver

Coverage designed to pay the collision deductible for ​Collision​Coverage when the insured's auto is ​damaged by a driver who is uninsured, or inadequately insured. This coverage can only be offered in conjunction with Collision ​Coverage.

06.
Collision Coverage

Coverage designed to pay claims, subject to the policy terms, for a loss to an insured auto when it hits, or is hit by, another vehicle or object. ​Collision Coverage includes a deductible for which the insured is responsible.

07.
Uninsured Motorist Bodily Injury Coverage

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for injury or death caused by the negligence of a driver who is uninsured, or inadequately insured. The minimum limits for this coverage ​in California is $15,000​ per person $30,000 ​per accident. This coverage may be waived in writing as permitted by law. Underinsured Motorist Coverage pays claims for injury or death to an insured person caused by an underinsured negligent driver. The amount of coverage is that portion of the policy limit that exceeds the negligent driver's policy limit.

08.
Uninsured Motorist Property Damage Coverage

Coverage designed to pay claims​, subject to the policy terms and up to the policy limits, for property damage to ​the insured's auto​caused by a driver who is uninsured, or inadequately insured. The statutory limit in California for this coverage is $3,500 per accident. This coverage ​must be offered in conjunction with Uninsured Motorist Bodily Injury ​Coverage. ​This coverage may be waived in writing as permitted by law.

09.
Rental Reimbursement

Coverage designed to help pay the insured's rental car costs​, subject to the policy terms and up to coverage limits, while ​the insured's car is being repaired as a result of a covered claim. This coverage is optional.

Choosing the right
auto insurance

We all want to save money on our auto insurance. But keep in mind the correlation between your monthly payment and your accident deductible. Typically a lower monthly payment can save you money on the month-to-month, however be aware that it will raise your deductible if an accident were to happen. Speak with a Aladdin agent to help determine what policy options are best for you and your budget.

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